Call reports 2014
ASTRA BANK — 2014
What ASTRA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 260,997,000 | 264,917,000 | 272,775,000 | 267,434,000 |
| Total loans | 147,684,000 | 152,267,000 | 159,465,000 | 165,465,000 |
| Allowance for loan losses | 2,078,000 | 2,131,000 | 2,336,000 | 2,459,000 |
| Securities available for sale | 76,866,000 | 78,739,000 | 78,514,000 | 66,693,000 |
| Securities held to maturity | 350,000 | 1,190,000 | 1,190,000 | 1,175,000 |
| Trading assets | 10,018,000 | 10,328,000 | 10,463,000 | 10,560,000 |
| Total deposits | 230,767,000 | 229,876,000 | 224,873,000 | 226,801,000 |
| Interest-bearing deposits | 194,061,000 | 192,571,000 | 189,064,000 | 189,647,000 |
| Noninterest-bearing deposits | 36,706,000 | 37,305,000 | 35,809,000 | 37,154,000 |
| Equity capital | 24,436,000 | 25,490,000 | 25,548,000 | 26,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,850,000 | 7,442,000 | 9,979,000 |
| Interest expense | 150,000 | 296,000 | 441,000 | 568,000 |
| Net interest income | 2,208,000 | 4,554,000 | 7,001,000 | 9,411,000 |
| Noninterest income | 369,000 | 1,006,000 | 1,507,000 | 1,910,000 |
| Noninterest expense | 1,733,000 | 3,715,000 | 5,622,000 | 7,300,000 |
| Provision for loan losses | 75,000 | 150,000 | 320,000 | 444,000 |
| Pretax income | 806,000 | 1,795,000 | 2,634,000 | 3,594,000 |
| Income tax | 26,000 | 78,000 | 100,000 | 165,000 |
| Net income | 780,000 | 1,717,000 | 2,534,000 | 3,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,809,000 | 24,031,000 | 24,091,000 | 24,232,000 |
| Total capital | 25,887,000 | 26,162,000 | 26,427,000 | 26,691,000 |
| Risk-weighted assets | 199,906,000 | 211,741,000 | 222,071,000 | 230,974,000 |