Call reports 2009
ASTRA BANK — 2009
What ASTRA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 149,150,000 | 153,979,000 | 185,166,000 | 181,005,000 |
| Total loans | 78,462,000 | 80,555,000 | 95,617,000 | 98,029,000 |
| Allowance for loan losses | 744,000 | 845,000 | 962,000 | 1,056,000 |
| Securities available for sale | 59,336,000 | 60,960,000 | 75,157,000 | 63,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,296,000 | 129,104,000 | 147,256,000 | 149,437,000 |
| Interest-bearing deposits | 111,049,000 | 114,050,000 | 131,379,000 | 131,228,000 |
| Noninterest-bearing deposits | 14,247,000 | 15,054,000 | 15,877,000 | 18,209,000 |
| Equity capital | 14,552,000 | 14,921,000 | 19,354,000 | 18,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,959,000 | 3,887,000 | 6,153,000 | 8,325,000 |
| Interest expense | 499,000 | 935,000 | 1,424,000 | 1,828,000 |
| Net interest income | 1,460,000 | 2,952,000 | 4,729,000 | 6,497,000 |
| Noninterest income | 136,000 | 291,000 | 463,000 | 647,000 |
| Noninterest expense | 873,000 | 1,797,000 | 2,975,000 | 4,241,000 |
| Provision for loan losses | 25,000 | 125,000 | 242,000 | 338,000 |
| Pretax income | 698,000 | 1,321,000 | 1,975,000 | 2,641,000 |
| Income tax | 24,000 | 66,000 | 88,000 | 118,000 |
| Net income | 674,000 | 1,255,000 | 1,887,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,919,000 | 12,519,000 | 15,437,000 | 15,797,000 |
| Total capital | 12,663,000 | 13,364,000 | 16,399,000 | 16,853,000 |
| Risk-weighted assets | 93,066,000 | 101,115,000 | 116,986,000 | 119,547,000 |