Call reports 2008
ASTRA BANK — 2008
What ASTRA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 125,080,000 | 149,312,000 | 146,838,000 | 150,184,000 |
| Total loans | 75,037,000 | 74,855,000 | 76,019,000 | 78,496,000 |
| Allowance for loan losses | 777,000 | 780,000 | 790,000 | 749,000 |
| Securities available for sale | 39,686,000 | 60,711,000 | 61,825,000 | 61,902,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,405,000 | 127,636,000 | 115,350,000 | 118,827,000 |
| Interest-bearing deposits | 89,840,000 | 112,317,000 | 100,625,000 | 102,315,000 |
| Noninterest-bearing deposits | 13,565,000 | 15,319,000 | 14,725,000 | 16,512,000 |
| Equity capital | 12,680,000 | 12,600,000 | 13,097,000 | 14,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,914,000 | 3,823,000 | 5,869,000 | 7,923,000 |
| Interest expense | 676,000 | 1,276,000 | 1,885,000 | 2,421,000 |
| Net interest income | 1,238,000 | 2,547,000 | 3,984,000 | 5,502,000 |
| Noninterest income | 137,000 | 268,000 | 398,000 | 541,000 |
| Noninterest expense | 851,000 | 1,642,000 | 2,454,000 | 3,424,000 |
| Provision for loan losses | 0 | 5,000 | 15,000 | 15,000 |
| Pretax income | 546,000 | 1,195,000 | 1,942,000 | 2,633,000 |
| Income tax | 18,000 | 39,000 | 70,000 | 95,000 |
| Net income | 528,000 | 1,156,000 | 1,872,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,820,000 | 10,448,000 | 11,162,000 | 11,677,000 |
| Total capital | 10,600,000 | 11,231,000 | 11,952,000 | 12,426,000 |
| Risk-weighted assets | 81,322,000 | 95,478,000 | 87,414,000 | 106,165,000 |