Call reports 2007
ASTRA BANK — 2007
What ASTRA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,785,000 | 115,955,000 | 117,113,000 | 122,555,000 |
| Total loans | 53,257,000 | 73,618,000 | 76,790,000 | 77,608,000 |
| Allowance for loan losses | 459,000 | 767,000 | 774,000 | 776,000 |
| Securities available for sale | 28,098,000 | 33,930,000 | 32,089,000 | 35,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,657,000 | 97,048,000 | 96,030,000 | 97,448,000 |
| Interest-bearing deposits | 68,769,000 | 84,490,000 | 83,456,000 | 82,206,000 |
| Noninterest-bearing deposits | 9,888,000 | 12,558,000 | 12,574,000 | 15,242,000 |
| Equity capital | 8,759,000 | 11,239,000 | 11,769,000 | 12,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,308,000 | 3,544,000 | 5,446,000 | 7,377,000 |
| Interest expense | 541,000 | 1,448,000 | 2,250,000 | 2,994,000 |
| Net interest income | 767,000 | 2,096,000 | 3,196,000 | 4,383,000 |
| Noninterest income | 98,000 | 249,000 | 380,000 | 505,000 |
| Noninterest expense | 673,000 | 1,954,000 | 2,870,000 | 3,813,000 |
| Provision for loan losses | 0 | -1,000 | -1,000 | -1,000 |
| Pretax income | 192,000 | 392,000 | 692,000 | 1,062,000 |
| Income tax | 7,000 | 10,000 | 17,000 | 28,000 |
| Net income | 185,000 | 382,000 | 675,000 | 1,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,643,000 | 9,413,000 | 9,521,000 | 9,591,000 |
| Total capital | 7,102,000 | 10,184,000 | 10,299,000 | 10,371,000 |
| Risk-weighted assets | 59,543,000 | 79,839,000 | 82,432,000 | 83,303,000 |