Call reports 2006
ASTRA BANK — 2006
What ASTRA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,567,000 | 81,625,000 | 84,256,000 | 86,263,000 |
| Total loans | 49,585,000 | 49,615,000 | 52,248,000 | 53,144,000 |
| Allowance for loan losses | 457,000 | 460,000 | 459,000 | 458,000 |
| Securities available for sale | 22,698,000 | 23,143,000 | 23,421,000 | 25,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,537,000 | 69,232,000 | 68,036,000 | 70,276,000 |
| Interest-bearing deposits | 59,155,000 | 58,770,000 | 58,790,000 | 60,510,000 |
| Noninterest-bearing deposits | 9,381,000 | 10,462,000 | 9,246,000 | 9,766,000 |
| Equity capital | 8,410,000 | 8,324,000 | 8,641,000 | 8,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,279,000 | 3,499,000 | 4,754,000 |
| Interest expense | 360,000 | 769,000 | 1,197,000 | 1,655,000 |
| Net interest income | 760,000 | 1,510,000 | 2,302,000 | 3,099,000 |
| Noninterest income | 111,000 | 239,000 | 356,000 | 465,000 |
| Noninterest expense | 673,000 | 1,321,000 | 1,965,000 | 2,562,000 |
| Provision for loan losses | -2,000 | -1,000 | 0 | -1,000 |
| Pretax income | 200,000 | 429,000 | 693,000 | 1,003,000 |
| Income tax | 7,000 | 15,000 | 24,000 | 36,000 |
| Net income | 193,000 | 414,000 | 669,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,529,000 | 6,564,000 | 6,633,000 | 6,644,000 |
| Total capital | 6,986,000 | 7,024,000 | 7,092,000 | 7,102,000 |
| Risk-weighted assets | 52,308,000 | 53,329,000 | 56,278,000 | 57,888,000 |