Call reports 2005
ASTRA BANK — 2005
What ASTRA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 83,202,000 | 80,344,000 | 81,464,000 | 80,770,000 |
| Total loans | 46,954,000 | 50,210,000 | 53,347,000 | 51,935,000 |
| Allowance for loan losses | 518,000 | 490,000 | 492,000 | 494,000 |
| Securities available for sale | 28,456,000 | 22,634,000 | 20,759,000 | 21,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,932,000 | 67,174,000 | 65,622,000 | 67,354,000 |
| Interest-bearing deposits | 61,599,000 | 58,574,000 | 56,364,000 | 57,049,000 |
| Noninterest-bearing deposits | 9,333,000 | 8,599,000 | 9,258,000 | 10,304,000 |
| Equity capital | 8,595,000 | 8,939,000 | 8,476,000 | 8,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,061,000 | 3,142,000 | 4,259,000 |
| Interest expense | 264,000 | 541,000 | 848,000 | 1,183,000 |
| Net interest income | 754,000 | 1,520,000 | 2,294,000 | 3,076,000 |
| Noninterest income | 115,000 | 234,000 | 355,000 | 476,000 |
| Noninterest expense | 628,000 | 1,275,000 | 1,900,000 | 2,491,000 |
| Provision for loan losses | -2,000 | 78,000 | 92,000 | 102,000 |
| Pretax income | 243,000 | 402,000 | 645,000 | 947,000 |
| Income tax | 9,000 | 16,000 | 23,000 | 34,000 |
| Net income | 234,000 | 386,000 | 622,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,653,000 | 6,819,000 | 6,448,000 | 6,523,000 |
| Total capital | 7,171,000 | 7,309,000 | 6,940,000 | 7,017,000 |
| Risk-weighted assets | 52,722,000 | 53,655,000 | 56,820,000 | 54,737,000 |