Call reports 2004
ASTRA BANK — 2004
What ASTRA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 80,808,000 | 80,955,000 | 80,803,000 | 80,770,000 |
| Total loans | 45,991,000 | 47,253,000 | 47,140,000 | 45,769,000 |
| Allowance for loan losses | 522,000 | 520,000 | 516,000 | 513,000 |
| Securities available for sale | 26,832,000 | 25,583,000 | 25,811,000 | 27,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,480,000 | 68,656,000 | 66,731,000 | 68,069,000 |
| Interest-bearing deposits | 59,788,000 | 59,477,000 | 58,366,000 | 58,417,000 |
| Noninterest-bearing deposits | 8,692,000 | 9,179,000 | 8,365,000 | 9,652,000 |
| Equity capital | 9,310,000 | 9,104,000 | 9,106,000 | 8,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,005,000 | 2,018,000 | 3,046,000 | 4,059,000 |
| Interest expense | 253,000 | 503,000 | 749,000 | 1,012,000 |
| Net interest income | 752,000 | 1,515,000 | 2,297,000 | 3,047,000 |
| Noninterest income | 146,000 | 296,000 | 442,000 | 584,000 |
| Noninterest expense | 637,000 | 1,265,000 | 1,893,000 | 2,532,000 |
| Provision for loan losses | 14,000 | 29,000 | 41,000 | 41,000 |
| Pretax income | 247,000 | 517,000 | 805,000 | 1,058,000 |
| Income tax | -5,000 | 5,000 | 17,000 | 23,000 |
| Net income | 252,000 | 512,000 | 788,000 | 1,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,582,000 | 6,855,000 | 6,664,000 | 6,406,000 |
| Total capital | 7,104,000 | 7,375,000 | 7,180,000 | 6,919,000 |
| Risk-weighted assets | 49,919,000 | 50,494,000 | 51,960,000 | 50,762,000 |