Call reports 2003
ASTRA BANK — 2003
What ASTRA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 80,504,000 | 80,530,000 | 81,466,000 | 80,461,000 |
| Total loans | 40,352,000 | 44,399,000 | 44,273,000 | 45,540,000 |
| Allowance for loan losses | 510,000 | 527,000 | 534,000 | 516,000 |
| Securities available for sale | 31,523,000 | 27,841,000 | 27,816,000 | 26,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,444,000 | 65,094,000 | 67,549,000 | 66,908,000 |
| Interest-bearing deposits | 58,386,000 | 57,357,000 | 58,582,000 | 58,474,000 |
| Noninterest-bearing deposits | 8,058,000 | 7,737,000 | 8,967,000 | 8,434,000 |
| Equity capital | 9,232,000 | 9,215,000 | 9,205,000 | 8,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 984,000 | 2,022,000 | 3,002,000 | 4,018,000 |
| Interest expense | 333,000 | 642,000 | 926,000 | 1,190,000 |
| Net interest income | 651,000 | 1,380,000 | 2,076,000 | 2,828,000 |
| Noninterest income | 105,000 | 236,000 | 359,000 | 480,000 |
| Noninterest expense | 662,000 | 1,254,000 | 1,863,000 | 2,565,000 |
| Provision for loan losses | 16,000 | 83,000 | 101,000 | 96,000 |
| Pretax income | 78,000 | 279,000 | 471,000 | 647,000 |
| Income tax | 4,000 | 5,000 | 14,000 | 20,000 |
| Net income | 74,000 | 274,000 | 457,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,223,000 | 6,236,000 | 6,433,000 | 6,317,000 |
| Total capital | 6,733,000 | 6,763,000 | 6,967,000 | 6,833,000 |
| Risk-weighted assets | 45,436,000 | 49,109,000 | 49,045,000 | 49,603,000 |