Call reports 2002
ASTRA BANK — 2002
What ASTRA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,110,000 | 82,192,000 | 82,458,000 | 78,948,000 |
| Total loans | 31,390,000 | 40,002,000 | 39,956,000 | 39,888,000 |
| Allowance for loan losses | 420,000 | 564,000 | 555,000 | 555,000 |
| Securities available for sale | 16,046,000 | 31,936,000 | 33,656,000 | 31,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,301,000 | 66,744,000 | 66,715,000 | 64,235,000 |
| Interest-bearing deposits | 36,118,000 | 58,821,000 | 59,042,000 | 56,477,000 |
| Noninterest-bearing deposits | 4,183,000 | 7,923,000 | 7,673,000 | 7,758,000 |
| Equity capital | 5,958,000 | 9,413,000 | 9,733,000 | 9,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,663,000 | 2,797,000 | 3,896,000 |
| Interest expense | 310,000 | 619,000 | 1,051,000 | 1,443,000 |
| Net interest income | 507,000 | 1,044,000 | 1,746,000 | 2,453,000 |
| Noninterest income | 59,000 | 138,000 | 262,000 | 366,000 |
| Noninterest expense | 391,000 | 806,000 | 1,422,000 | 2,114,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 165,000 | 366,000 | 576,000 | 695,000 |
| Income tax | 7,000 | 15,000 | 25,000 | 33,000 |
| Net income | 158,000 | 351,000 | 551,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,044,000 | 6,427,000 | 6,634,000 | 6,136,000 |
| Total capital | 5,464,000 | 6,991,000 | 7,189,000 | 6,691,000 |
| Risk-weighted assets | 34,911,000 | 45,519,000 | 45,403,000 | 44,453,000 |