Call reports 2026
CITIZENS NATIONAL BANK OF CROSBYTON — 2026
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 77,857,000 | 77,612,000 |
| Total loans | 23,528,000 | 28,214,000 |
| Allowance for loan losses | 250,000 | 300,000 |
| Securities available for sale | 4,610,000 | 4,651,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 64,299,000 | 64,049,000 |
| Interest-bearing deposits | 47,188,000 | 47,988,000 |
| Noninterest-bearing deposits | 17,111,000 | 16,061,000 |
| Equity capital | 13,043,000 | 13,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 956,000 | 1,963,000 |
| Interest expense | 305,000 | 620,000 |
| Net interest income | 651,000 | 1,343,000 |
| Noninterest income | 53,000 | 91,000 |
| Noninterest expense | 260,000 | 546,000 |
| Provision for loan losses | 0 | 50,000 |
| Pretax income | 444,000 | 838,000 |
| Income tax | 0 | 0 |
| Net income | 444,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 13,064,000 | 13,100,000 |