Call reports 2025
CITIZENS NATIONAL BANK OF CROSBYTON — 2025
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 69,675,000 | 73,302,000 | 74,182,000 | 77,236,000 |
| Total loans | 19,166,000 | 20,453,000 | 24,172,000 | 26,302,000 |
| Allowance for loan losses | 211,000 | 205,000 | 205,000 | 250,000 |
| Securities available for sale | 3,634,000 | 3,671,000 | 4,651,000 | 4,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,939,000 | 60,460,000 | 60,922,000 | 63,704,000 |
| Interest-bearing deposits | 42,201,000 | 45,553,000 | 46,123,000 | 46,779,000 |
| Noninterest-bearing deposits | 14,738,000 | 14,907,000 | 14,799,000 | 16,925,000 |
| Equity capital | 12,246,000 | 12,328,000 | 12,680,000 | 12,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,867,000 | 2,868,000 | 3,884,000 |
| Interest expense | 333,000 | 675,000 | 1,010,000 | 1,352,000 |
| Net interest income | 585,000 | 1,192,000 | 1,858,000 | 2,532,000 |
| Noninterest income | 73,000 | 134,000 | 178,000 | 229,000 |
| Noninterest expense | 245,000 | 521,000 | 750,000 | 1,137,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 413,000 | 785,000 | 1,266,000 | 1,559,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 413,000 | 785,000 | 1,266,000 | 1,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,257,000 | 12,340,000 | 12,690,000 | 12,982,000 |