Call reports 2024
CITIZENS NATIONAL BANK OF CROSBYTON — 2024
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 68,296,000 | 64,873,000 | 66,111,000 | 69,241,000 |
| Total loans | 14,603,000 | 17,856,000 | 19,209,000 | 17,081,000 |
| Allowance for loan losses | 188,000 | 186,000 | 186,000 | 211,000 |
| Securities available for sale | 2,631,000 | 2,659,000 | 2,702,000 | 3,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,734,000 | 53,075,000 | 53,792,000 | 56,561,000 |
| Interest-bearing deposits | 41,413,000 | 39,914,000 | 40,131,000 | 41,748,000 |
| Noninterest-bearing deposits | 15,321,000 | 13,161,000 | 13,661,000 | 14,813,000 |
| Equity capital | 11,151,000 | 11,334,000 | 11,802,000 | 12,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 992,000 | 1,979,000 | 3,064,000 | 4,048,000 |
| Interest expense | 272,000 | 607,000 | 940,000 | 1,290,000 |
| Net interest income | 720,000 | 1,372,000 | 2,124,000 | 2,758,000 |
| Noninterest income | 49,000 | 95,000 | 149,000 | 197,000 |
| Noninterest expense | 259,000 | 490,000 | 706,000 | 1,024,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 510,000 | 977,000 | 1,567,000 | 1,906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 510,000 | 977,000 | 1,567,000 | 1,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,161,000 | 11,348,000 | 11,807,000 | 12,145,000 |