Call reports 2023
CITIZENS NATIONAL BANK OF CROSBYTON — 2023
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 66,462,000 | 66,398,000 | 67,217,000 | 70,485,000 |
| Total loans | 10,574,000 | 13,844,000 | 16,515,000 | 15,269,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 188,000 |
| Securities available for sale | 12,602,000 | 2,659,000 | 2,692,000 | 2,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,641,000 | 56,009,000 | 56,328,000 | 59,348,000 |
| Interest-bearing deposits | 37,336,000 | 38,222,000 | 40,339,000 | 41,861,000 |
| Noninterest-bearing deposits | 19,305,000 | 17,786,000 | 15,989,000 | 17,487,000 |
| Equity capital | 9,627,000 | 10,108,000 | 10,552,000 | 10,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,402,000 | 2,245,000 | 3,254,000 |
| Interest expense | 156,000 | 351,000 | 577,000 | 837,000 |
| Net interest income | 353,000 | 1,051,000 | 1,668,000 | 2,417,000 |
| Noninterest income | 37,000 | 68,000 | 100,000 | 142,000 |
| Noninterest expense | 186,000 | 406,000 | 609,000 | 902,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 204,000 | 713,000 | 1,159,000 | 1,657,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 204,000 | 713,000 | 1,159,000 | 1,657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,658,000 | 10,116,000 | 10,561,000 | 10,734,000 |