Call reports 2022
CITIZENS NATIONAL BANK OF CROSBYTON — 2022
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 63,481,000 | 66,175,000 | 67,771,000 | 67,973,000 |
| Total loans | 10,056,000 | 11,746,000 | 10,835,000 | 10,809,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 2,814,000 | 12,733,000 | 12,690,000 | 12,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,126,000 | 56,846,000 | 58,365,000 | 58,517,000 |
| Interest-bearing deposits | 35,151,000 | 35,885,000 | 36,799,000 | 36,969,000 |
| Noninterest-bearing deposits | 18,976,000 | 20,962,000 | 21,566,000 | 21,549,000 |
| Equity capital | 9,271,000 | 9,238,000 | 9,307,000 | 9,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 448,000 | 797,000 | 1,133,000 |
| Interest expense | 19,000 | 40,000 | 87,000 | 199,000 |
| Net interest income | 159,000 | 408,000 | 710,000 | 934,000 |
| Noninterest income | 39,000 | 75,000 | 116,000 | 146,000 |
| Noninterest expense | 181,000 | 356,000 | 543,000 | 800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 17,000 | 127,000 | 283,000 | 280,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 17,000 | 127,000 | 283,000 | 280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,298,000 | 9,348,000 | 9,461,000 | 9,454,000 |