Call reports 2021
CITIZENS NATIONAL BANK OF CROSBYTON — 2021
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 59,735,000 | 57,053,000 | 56,260,000 | 61,280,000 |
| Total loans | 13,121,000 | 14,999,000 | 16,656,000 | 14,553,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 2,501,000 | 2,588,000 | 2,592,000 | 2,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,500,000 | 47,796,000 | 46,943,000 | 51,899,000 |
| Interest-bearing deposits | 34,672,000 | 33,487,000 | 33,543,000 | 34,394,000 |
| Noninterest-bearing deposits | 15,828,000 | 14,309,000 | 13,399,000 | 17,505,000 |
| Equity capital | 9,163,000 | 9,145,000 | 9,220,000 | 9,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 213,000 | 426,000 | 673,000 | 942,000 |
| Interest expense | 32,000 | 55,000 | 76,000 | 97,000 |
| Net interest income | 181,000 | 371,000 | 597,000 | 845,000 |
| Noninterest income | 40,000 | 70,000 | 98,000 | 209,000 |
| Noninterest expense | 172,000 | 344,000 | 521,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 49,000 | 97,000 | 174,000 | 260,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 49,000 | 97,000 | 174,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,161,000 | 9,148,000 | 9,220,000 | 9,301,000 |