Call reports 2020
CITIZENS NATIONAL BANK OF CROSBYTON — 2020
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 52,482,000 | 53,581,000 | 54,008,000 | 57,492,000 |
| Total loans | 12,795,000 | 14,941,000 | 16,141,000 | 13,508,000 |
| Allowance for loan losses | 195,000 | 191,000 | 191,000 | 191,000 |
| Securities available for sale | 7,529,000 | 2,530,000 | 2,521,000 | 2,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,350,000 | 44,423,000 | 44,794,000 | 48,224,000 |
| Interest-bearing deposits | 30,345,000 | 32,097,000 | 32,546,000 | 33,106,000 |
| Noninterest-bearing deposits | 13,005,000 | 12,326,000 | 12,248,000 | 15,118,000 |
| Equity capital | 9,006,000 | 9,030,000 | 9,090,000 | 9,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 695,000 | 998,000 | 1,285,000 |
| Interest expense | 90,000 | 170,000 | 228,000 | 276,000 |
| Net interest income | 295,000 | 525,000 | 770,000 | 1,009,000 |
| Noninterest income | 38,000 | 58,000 | 81,000 | 153,000 |
| Noninterest expense | 181,000 | 348,000 | 508,000 | 738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 235,000 | 343,000 | 424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 152,000 | 235,000 | 343,000 | 424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,006,000 | 8,998,000 | 9,068,000 | 9,146,000 |
| Total capital | 9,210,000 | — | 9,290,000 | — |
| Risk-weighted assets | 16,237,000 | — | 19,047,000 | — |