Call reports 2019
CITIZENS NATIONAL BANK OF CROSBYTON — 2019
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 51,115,000 | 51,077,000 | 49,023,000 | 51,897,000 |
| Total loans | 14,066,000 | 15,956,000 | 17,589,000 | 14,278,000 |
| Allowance for loan losses | 201,000 | 192,000 | 180,000 | 195,000 |
| Securities available for sale | 7,483,000 | 2,500,000 | 2,496,000 | 2,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,568,000 | 42,377,000 | 40,089,000 | 42,885,000 |
| Interest-bearing deposits | 30,710,000 | 30,310,000 | 29,704,000 | 30,154,000 |
| Noninterest-bearing deposits | 11,858,000 | 12,067,000 | 10,384,000 | 12,732,000 |
| Equity capital | 8,426,000 | 8,570,000 | 8,783,000 | 8,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 877,000 | 1,346,000 | 1,782,000 |
| Interest expense | 82,000 | 176,000 | 270,000 | 366,000 |
| Net interest income | 350,000 | 701,000 | 1,076,000 | 1,416,000 |
| Noninterest income | 47,000 | 81,000 | 121,000 | 156,000 |
| Noninterest expense | 164,000 | 342,000 | 505,000 | 736,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 233,000 | 440,000 | 692,000 | 821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 233,000 | 440,000 | 692,000 | 821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,440,000 | 8,570,000 | 8,781,000 | 8,864,000 |
| Total capital | 8,658,000 | 8,800,000 | 9,007,000 | 9,086,000 |
| Risk-weighted assets | 17,414,000 | 18,430,000 | 19,338,000 | 17,713,000 |