Call reports 2018
CITIZENS NATIONAL BANK OF CROSBYTON — 2018
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,578,000 | 50,502,000 | 49,922,000 | 51,778,000 |
| Total loans | 14,211,000 | 15,174,000 | 16,946,000 | 15,871,000 |
| Allowance for loan losses | 197,000 | 198,000 | 199,000 | 200,000 |
| Securities available for sale | 2,461,000 | 2,463,000 | 2,966,000 | 2,978,000 |
| Securities held to maturity | 1,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,644,000 | 42,475,000 | 41,731,000 | 43,440,000 |
| Interest-bearing deposits | 29,675,000 | 29,652,000 | 29,953,000 | 30,425,000 |
| Noninterest-bearing deposits | 11,970,000 | 12,823,000 | 11,779,000 | 13,015,000 |
| Equity capital | 7,834,000 | 7,927,000 | 8,091,000 | 8,221,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 651,000 | 1,044,000 | 1,457,000 |
| Interest expense | 42,000 | 93,000 | 152,000 | 219,000 |
| Net interest income | 273,000 | 558,000 | 892,000 | 1,238,000 |
| Noninterest income | 52,000 | 91,000 | 125,000 | 156,000 |
| Noninterest expense | 162,000 | 319,000 | 486,000 | 703,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 330,000 | 531,000 | 691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 163,000 | 330,000 | 531,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,795,000 | 7,890,000 | 8,060,000 | 8,243,000 |
| Total capital | 8,001,000 | 8,119,000 | 8,304,000 | 8,481,000 |
| Risk-weighted assets | 16,440,000 | 18,313,000 | 19,579,000 | 19,032,000 |