Call reports 2017
CITIZENS NATIONAL BANK OF CROSBYTON — 2017
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 49,522,000 | 48,361,000 | 45,978,000 | 46,847,000 |
| Total loans | 15,072,000 | 16,815,000 | 19,049,000 | 18,680,000 |
| Allowance for loan losses | 194,000 | 195,000 | 196,000 | 197,000 |
| Securities available for sale | 6,466,000 | 2,470,000 | 2,476,000 | 2,466,000 |
| Securities held to maturity | 2,000 | 1,000 | 1,000 | 1,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,964,000 | 40,742,000 | 38,227,000 | 39,035,000 |
| Interest-bearing deposits | 29,781,000 | 28,868,000 | 28,294,000 | 27,551,000 |
| Noninterest-bearing deposits | 12,183,000 | 11,875,000 | 9,933,000 | 11,485,000 |
| Equity capital | 7,486,000 | 7,541,000 | 7,660,000 | 7,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 530,000 | 846,000 | 1,181,000 |
| Interest expense | 27,000 | 56,000 | 85,000 | 118,000 |
| Net interest income | 223,000 | 474,000 | 761,000 | 1,063,000 |
| Noninterest income | 51,000 | 92,000 | 142,000 | 191,000 |
| Noninterest expense | 178,000 | 358,000 | 539,000 | 771,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 208,000 | 364,000 | 483,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 96,000 | 208,000 | 364,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,520,000 | 7,571,000 | 7,684,000 | 7,762,000 |
| Total capital | 7,735,000 | 7,801,000 | 7,926,000 | 8,005,000 |
| Risk-weighted assets | 17,185,000 | 18,448,000 | 19,825,000 | 19,768,000 |