Call reports 2016
CITIZENS NATIONAL BANK OF CROSBYTON — 2016
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 45,602,000 | 44,724,000 | 45,209,000 | 46,707,000 |
| Total loans | 14,623,000 | 16,420,000 | 17,880,000 | 17,798,000 |
| Allowance for loan losses | 190,000 | 191,000 | 192,000 | 193,000 |
| Securities available for sale | 6,191,000 | 2,497,000 | 2,489,000 | 2,458,000 |
| Securities held to maturity | 3,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,199,000 | 37,293,000 | 37,735,000 | 39,212,000 |
| Interest-bearing deposits | 28,201,000 | 28,333,000 | 28,832,000 | 27,729,000 |
| Noninterest-bearing deposits | 9,998,000 | 8,960,000 | 8,903,000 | 11,483,000 |
| Equity capital | 7,318,000 | 7,348,000 | 7,395,000 | 7,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 235,000 | 471,000 | 734,000 | 1,015,000 |
| Interest expense | 24,000 | 50,000 | 77,000 | 104,000 |
| Net interest income | 211,000 | 421,000 | 657,000 | 911,000 |
| Noninterest income | 52,000 | 99,000 | 145,000 | 194,000 |
| Noninterest expense | 174,000 | 352,000 | 538,000 | 789,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 168,000 | 264,000 | 316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 168,000 | 264,000 | 316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,327,000 | 7,351,000 | 7,406,000 | 7,453,000 |
| Total capital | 7,527,000 | 7,568,000 | 7,639,000 | 7,690,000 |
| Risk-weighted assets | 16,047,000 | 17,330,000 | 18,699,000 | 18,940,000 |