Call reports 2013
CITIZENS NATIONAL BANK OF CROSBYTON — 2013
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 46,221,000 | 44,237,000 | 43,987,000 | 47,070,000 |
| Total loans | 14,077,000 | 15,546,000 | 17,645,000 | 16,965,000 |
| Allowance for loan losses | 139,000 | 139,000 | 139,000 | 141,000 |
| Securities available for sale | 2,504,000 | 2,474,000 | 2,432,000 | 2,467,000 |
| Securities held to maturity | 7,000 | 7,000 | 7,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,713,000 | 37,407,000 | 37,146,000 | 40,110,000 |
| Interest-bearing deposits | 29,009,000 | 28,469,000 | 28,224,000 | 28,230,000 |
| Noninterest-bearing deposits | 10,704,000 | 8,938,000 | 8,922,000 | 11,880,000 |
| Equity capital | 6,435,000 | 6,741,000 | 6,766,000 | 6,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 212,000 | 439,000 | 681,000 | 938,000 |
| Interest expense | 27,000 | 52,000 | 74,000 | 97,000 |
| Net interest income | 185,000 | 387,000 | 607,000 | 841,000 |
| Noninterest income | 50,000 | 89,000 | 140,000 | 189,000 |
| Noninterest expense | 163,000 | 273,000 | 439,000 | 641,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 203,000 | 308,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 72,000 | 203,000 | 308,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,431,000 | 6,767,000 | 6,834,000 | 6,909,000 |
| Total capital | 6,616,000 | 6,952,000 | 7,019,000 | 7,096,000 |
| Risk-weighted assets | 19,385,000 | 20,100,000 | 21,727,000 | 21,783,000 |