Call reports 2012
CITIZENS NATIONAL BANK OF CROSBYTON — 2012
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 44,076,000 | 42,024,000 | 41,770,000 | 45,891,000 |
| Total loans | 12,500,000 | 14,907,000 | 17,205,000 | 15,466,000 |
| Allowance for loan losses | 139,000 | 139,000 | 139,000 | 139,000 |
| Securities available for sale | 2,520,000 | 2,516,000 | 2,513,000 | 2,509,000 |
| Securities held to maturity | 9,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,710,000 | 35,659,000 | 35,343,000 | 39,398,000 |
| Interest-bearing deposits | 29,136,000 | 27,713,000 | 28,280,000 | 28,765,000 |
| Noninterest-bearing deposits | 8,574,000 | 7,946,000 | 7,063,000 | 10,633,000 |
| Equity capital | 6,258,000 | 6,273,000 | 6,346,000 | 6,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 453,000 | 709,000 | 974,000 |
| Interest expense | 42,000 | 78,000 | 107,000 | 134,000 |
| Net interest income | 178,000 | 375,000 | 602,000 | 840,000 |
| Noninterest income | 56,000 | 109,000 | 159,000 | 207,000 |
| Noninterest expense | 166,000 | 326,000 | 504,000 | 704,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 68,000 | 158,000 | 257,000 | 343,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 68,000 | 158,000 | 257,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,238,000 | 6,257,000 | 6,333,000 | 6,401,000 |
| Total capital | 6,423,000 | 6,442,000 | 6,518,000 | 6,586,000 |
| Risk-weighted assets | 17,844,000 | 19,247,000 | 21,051,000 | 20,546,000 |