Call reports 2011
CITIZENS NATIONAL BANK OF CROSBYTON — 2011
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,657,000 | 42,459,000 | 46,017,000 | 46,335,000 |
| Total loans | 11,326,000 | 13,776,000 | 13,808,000 | 13,282,000 |
| Allowance for loan losses | 161,000 | 161,000 | 160,000 | 160,000 |
| Securities available for sale | 5,014,000 | 2,522,000 | 3,528,000 | 2,522,000 |
| Securities held to maturity | 10,000 | 10,000 | 10,000 | 9,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,406,000 | 36,173,000 | 39,709,000 | 40,005,000 |
| Interest-bearing deposits | 29,586,000 | 28,746,000 | 30,896,000 | 30,880,000 |
| Noninterest-bearing deposits | 7,820,000 | 7,427,000 | 8,813,000 | 9,125,000 |
| Equity capital | 6,145,000 | 6,163,000 | 6,187,000 | 6,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 477,000 | 733,000 | 987,000 |
| Interest expense | 58,000 | 113,000 | 164,000 | 215,000 |
| Net interest income | 170,000 | 364,000 | 569,000 | 772,000 |
| Noninterest income | 58,000 | 116,000 | 181,000 | 232,000 |
| Noninterest expense | 168,000 | 337,000 | 503,000 | 708,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 143,000 | 247,000 | 296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 143,000 | 247,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,133,000 | 6,141,000 | 6,159,000 | 6,182,000 |
| Total capital | 6,340,000 | 6,348,000 | 6,365,000 | 6,388,000 |
| Risk-weighted assets | 16,804,000 | 18,555,000 | 19,358,000 | 19,008,000 |