Call reports 2010
CITIZENS NATIONAL BANK OF CROSBYTON — 2010
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 41,151,000 | 40,659,000 | 40,246,000 | 43,645,000 |
| Total loans | 9,795,000 | 11,204,000 | 14,194,000 | 13,227,000 |
| Allowance for loan losses | 161,000 | 161,000 | 161,000 | 161,000 |
| Securities available for sale | 2,556,000 | 2,747,000 | 2,735,000 | 2,720,000 |
| Securities held to maturity | 12,000 | 11,000 | 11,000 | 11,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,044,000 | 34,523,000 | 34,039,000 | 37,393,000 |
| Interest-bearing deposits | 28,078,000 | 28,231,000 | 28,395,000 | 29,094,000 |
| Noninterest-bearing deposits | 6,966,000 | 6,292,000 | 5,644,000 | 8,299,000 |
| Equity capital | 5,980,000 | 6,003,000 | 6,079,000 | 6,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 510,000 | 795,000 | 1,091,000 |
| Interest expense | 89,000 | 171,000 | 244,000 | 310,000 |
| Net interest income | 166,000 | 339,000 | 551,000 | 781,000 |
| Noninterest income | 54,000 | 101,000 | 153,000 | 207,000 |
| Noninterest expense | 174,000 | 338,000 | 500,000 | 705,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 46,000 | 102,000 | 204,000 | 283,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 46,000 | 102,000 | 204,000 | 283,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,966,000 | 5,990,000 | 6,067,000 | 6,118,000 |
| Total capital | 6,154,000 | 6,191,000 | 6,268,000 | 6,325,000 |
| Risk-weighted assets | 15,059,000 | 16,110,000 | 18,455,000 | 18,401,000 |