Call reports 2001
CITIZENS NATIONAL BANK OF CROSBYTON — 2001
What CITIZENS NATIONAL BANK OF CROSBYTON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,757,000 | 28,648,000 | 30,068,000 | 29,972,000 |
| Total loans | 8,259,000 | 10,226,000 | 11,612,000 | 10,331,000 |
| Allowance for loan losses | 247,000 | 239,000 | 239,000 | 238,000 |
| Securities available for sale | 3,080,000 | 4,897,000 | 5,339,000 | 5,133,000 |
| Securities held to maturity | 785,000 | 101,000 | 100,000 | 67,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,827,000 | 24,651,000 | 25,944,000 | 25,766,000 |
| Interest-bearing deposits | 20,004,000 | 20,595,000 | 21,480,000 | 21,003,000 |
| Noninterest-bearing deposits | 5,823,000 | 4,056,000 | 4,464,000 | 4,763,000 |
| Equity capital | 3,658,000 | 3,767,000 | 3,877,000 | 3,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,068,000 | 1,564,000 | 2,012,000 |
| Interest expense | 270,000 | 522,000 | 742,000 | 926,000 |
| Net interest income | 300,000 | 546,000 | 822,000 | 1,086,000 |
| Noninterest income | 63,000 | 117,000 | 172,000 | 234,000 |
| Noninterest expense | 143,000 | 309,000 | 458,000 | 646,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 220,000 | 354,000 | 536,000 | 674,000 |
| Income tax | 72,000 | 119,000 | 180,000 | 226,000 |
| Net income | 148,000 | 235,000 | 356,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,649,000 | 3,737,000 | 3,832,000 | 3,924,000 |
| Total capital | 3,801,000 | 3,903,000 | 4,017,000 | 4,097,000 |
| Risk-weighted assets | 12,072,000 | 13,260,000 | 14,730,000 | 13,742,000 |