Call reports 2007
FIRST NATIONAL BANK OF HARTFORD — 2007
What FIRST NATIONAL BANK OF HARTFORD reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,038,000 | 89,185,000 | 91,309,000 | 94,555,000 |
| Total loans | 32,309,000 | 33,685,000 | 34,733,000 | 34,918,000 |
| Allowance for loan losses | 394,000 | 391,000 | 364,000 | 349,000 |
| Securities available for sale | 3,424,000 | 3,398,000 | 2,734,000 | 3,378,000 |
| Securities held to maturity | 45,417,000 | 44,875,000 | 44,679,000 | 45,193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,453,000 | 75,635,000 | 77,472,000 | 80,719,000 |
| Interest-bearing deposits | 67,747,000 | 66,388,000 | 68,994,000 | 71,376,000 |
| Noninterest-bearing deposits | 8,706,000 | 9,247,000 | 8,478,000 | 9,343,000 |
| Equity capital | 12,892,000 | 12,961,000 | 13,174,000 | 13,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,335,000 | 2,717,000 | 4,155,000 | 5,638,000 |
| Interest expense | 665,000 | 1,360,000 | 2,097,000 | 2,849,000 |
| Net interest income | 670,000 | 1,357,000 | 2,058,000 | 2,789,000 |
| Noninterest income | 102,000 | 232,000 | 321,000 | 461,000 |
| Noninterest expense | 512,000 | 1,009,000 | 1,529,000 | 2,256,000 |
| Provision for loan losses | 30,000 | 135,000 | 135,000 | 135,000 |
| Pretax income | 230,000 | 445,000 | 716,000 | 859,000 |
| Income tax | 65,000 | 112,000 | 185,000 | 180,000 |
| Net income | 165,000 | 333,000 | 531,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,899,000 | 12,987,000 | 13,185,000 | 13,155,000 |
| Total capital | 13,293,000 | 13,378,000 | 13,549,000 | 13,504,000 |
| Risk-weighted assets | 43,599,000 | 44,383,000 | 45,640,000 | 46,436,000 |