Call reports 2005
FIRST NATIONAL BANK OF HARTFORD — 2005
What FIRST NATIONAL BANK OF HARTFORD reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 79,867,000 | 79,946,000 | 80,932,000 | 84,313,000 |
| Total loans | 25,460,000 | 26,306,000 | 28,042,000 | 27,505,000 |
| Allowance for loan losses | 476,000 | 473,000 | 454,000 | 422,000 |
| Securities available for sale | 4,814,000 | 4,732,000 | 4,523,000 | 4,312,000 |
| Securities held to maturity | 39,874,000 | 40,368,000 | 40,439,000 | 41,774,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,415,000 | 67,529,000 | 68,253,000 | 71,670,000 |
| Interest-bearing deposits | 60,123,000 | 59,574,000 | 59,713,000 | 63,035,000 |
| Noninterest-bearing deposits | 7,293,000 | 7,955,000 | 8,540,000 | 8,635,000 |
| Equity capital | 11,949,000 | 12,015,000 | 12,200,000 | 12,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,013,000 | 2,027,000 | 3,139,000 | 4,260,000 |
| Interest expense | 288,000 | 603,000 | 956,000 | 1,360,000 |
| Net interest income | 725,000 | 1,424,000 | 2,183,000 | 2,900,000 |
| Noninterest income | 96,000 | 190,000 | 284,000 | 378,000 |
| Noninterest expense | 553,000 | 1,037,000 | 1,563,000 | 2,273,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 268,000 | 577,000 | 904,000 | 1,005,000 |
| Income tax | 30,000 | 88,000 | 214,000 | 215,000 |
| Net income | 238,000 | 489,000 | 690,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,849,000 | 12,013,000 | 12,200,000 | 12,183,000 |
| Total capital | 12,299,000 | 12,477,000 | 12,654,000 | 12,605,000 |
| Risk-weighted assets | 35,942,000 | 37,104,000 | 38,737,000 | 38,998,000 |