Call reports 2004
FIRST NATIONAL BANK OF HARTFORD — 2004
What FIRST NATIONAL BANK OF HARTFORD reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 78,770,000 | 77,762,000 | 78,125,000 | 79,883,000 |
| Total loans | 24,735,000 | 25,670,000 | 26,187,000 | 25,424,000 |
| Allowance for loan losses | 426,000 | 401,000 | 378,000 | 446,000 |
| Securities available for sale | 5,502,000 | 5,413,000 | 5,325,000 | 5,176,000 |
| Securities held to maturity | 39,873,000 | 38,377,000 | 38,064,000 | 38,889,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,032,000 | 65,783,000 | 65,799,000 | 67,714,000 |
| Interest-bearing deposits | 60,786,000 | 59,481,000 | 59,035,000 | 60,340,000 |
| Noninterest-bearing deposits | 6,246,000 | 6,302,000 | 6,764,000 | 7,374,000 |
| Equity capital | 11,321,000 | 11,503,000 | 11,756,000 | 11,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 1,921,000 | 2,900,000 | 3,877,000 |
| Interest expense | 267,000 | 522,000 | 783,000 | 1,055,000 |
| Net interest income | 707,000 | 1,399,000 | 2,117,000 | 2,822,000 |
| Noninterest income | 95,000 | 203,000 | 306,000 | 393,000 |
| Noninterest expense | 458,000 | 936,000 | 1,424,000 | 2,186,000 |
| Provision for loan losses | 0 | 0 | 0 | 79,000 |
| Pretax income | 344,000 | 666,000 | 999,000 | 950,000 |
| Income tax | 123,000 | 184,000 | 271,000 | 183,000 |
| Net income | 221,000 | 482,000 | 728,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,232,000 | 11,430,000 | 11,676,000 | 11,610,000 |
| Total capital | 11,658,000 | 11,831,000 | 12,054,000 | 12,056,000 |
| Risk-weighted assets | 35,769,000 | 36,308,000 | 36,886,000 | 36,573,000 |