Call reports 2003
FIRST NATIONAL BANK OF HARTFORD — 2003
What FIRST NATIONAL BANK OF HARTFORD reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,740,000 | 76,278,000 | 78,076,000 | 79,401,000 |
| Total loans | 24,656,000 | 24,898,000 | 25,380,000 | 24,602,000 |
| Allowance for loan losses | 453,000 | 449,000 | 422,000 | 441,000 |
| Securities available for sale | 8,721,000 | 6,971,000 | 6,935,000 | 6,114,000 |
| Securities held to maturity | 32,419,000 | 30,482,000 | 34,762,000 | 38,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,911,000 | 64,406,000 | 66,077,000 | 67,344,000 |
| Interest-bearing deposits | 58,561,000 | 57,359,000 | 59,414,000 | 60,094,000 |
| Noninterest-bearing deposits | 7,350,000 | 7,047,000 | 6,663,000 | 7,250,000 |
| Equity capital | 11,477,000 | 11,528,000 | 11,688,000 | 11,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,807,000 | 2,691,000 | 3,639,000 |
| Interest expense | 357,000 | 680,000 | 968,000 | 1,240,000 |
| Net interest income | 551,000 | 1,127,000 | 1,723,000 | 2,399,000 |
| Noninterest income | 93,000 | 184,000 | 276,000 | 378,000 |
| Noninterest expense | 428,000 | 921,000 | 1,393,000 | 1,951,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,000 |
| Pretax income | 216,000 | 390,000 | 606,000 | 825,000 |
| Income tax | 42,000 | 77,000 | 122,000 | 166,000 |
| Net income | 174,000 | 313,000 | 484,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,378,000 | 11,429,000 | 11,600,000 | 11,665,000 |
| Total capital | 11,818,000 | 11,864,000 | 12,022,000 | 12,106,000 |
| Risk-weighted assets | 35,185,000 | 34,824,000 | 35,551,000 | 35,704,000 |