Call reports 2026
NATIONAL BANK OF MIDDLEBURY — 2026
What NATIONAL BANK OF MIDDLEBURY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 555,199,000 | 553,549,000 |
| Total loans | 347,497,000 | 349,444,000 |
| Allowance for loan losses | 1,334,000 | 1,329,000 |
| Securities available for sale | 152,493,000 | 150,960,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 502,860,000 | 500,193,000 |
| Interest-bearing deposits | 481,832,000 | 410,173,000 |
| Noninterest-bearing deposits | 21,028,000 | 90,020,000 |
| Equity capital | 44,251,000 | 45,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,617,000 | 11,397,000 |
| Interest expense | 1,101,000 | 2,150,000 |
| Net interest income | 4,516,000 | 9,247,000 |
| Noninterest income | 1,295,000 | 2,481,000 |
| Noninterest expense | 4,179,000 | 8,483,000 |
| Provision for loan losses | 33,000 | 35,000 |
| Pretax income | 1,595,000 | 3,205,000 |
| Income tax | 192,000 | 413,000 |
| Net income | 1,403,000 | 2,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 54,624,000 | 55,755,000 |
| Total capital | 56,015,000 | 57,142,000 |
| Risk-weighted assets | 323,778,000 | 328,023,000 |