Call reports 2003
COMMERCIAL BANK — 2003
What COMMERCIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 |
|---|---|
| Total assets | 39,957,000 |
| Total loans | 27,838,000 |
| Allowance for loan losses | 307,000 |
| Securities available for sale | 2,864,000 |
| Securities held to maturity | 708,000 |
| Trading assets | 0 |
| Total deposits | 34,007,000 |
| Interest-bearing deposits | 30,480,000 |
| Noninterest-bearing deposits | 3,527,000 |
| Equity capital | 4,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 |
|---|---|
| Interest income | 572,000 |
| Interest expense | 218,000 |
| Net interest income | 354,000 |
| Noninterest income | 36,000 |
| Noninterest expense | 265,000 |
| Provision for loan losses | 0 |
| Pretax income | 125,000 |
| Income tax | 38,000 |
| Net income | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 |
|---|---|
| Tier 1 capital | 4,833,000 |
| Total capital | 5,140,000 |
| Risk-weighted assets | 28,785,000 |