Call reports 2001
COMMERCIAL BANK — 2001
What COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 39,540,000 | 38,694,000 | 38,726,000 | 40,402,000 |
| Total loans | 26,900,000 | 28,187,000 | 28,765,000 | 27,794,000 |
| Allowance for loan losses | 308,000 | 481,000 | 405,000 | 331,000 |
| Securities available for sale | 4,046,000 | 4,045,000 | 3,573,000 | 3,046,000 |
| Securities held to maturity | 756,000 | 755,000 | 1,238,000 | 1,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,166,000 | 33,284,000 | 33,193,000 | 34,196,000 |
| Interest-bearing deposits | 31,150,000 | 30,323,000 | 30,296,000 | 30,616,000 |
| Noninterest-bearing deposits | 3,016,000 | 2,961,000 | 2,897,000 | 3,580,000 |
| Equity capital | 4,407,000 | 4,311,000 | 4,394,000 | 4,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,510,000 | 2,219,000 | 2,887,000 |
| Interest expense | 396,000 | 787,000 | 1,150,000 | 1,491,000 |
| Net interest income | 375,000 | 723,000 | 1,069,000 | 1,396,000 |
| Noninterest income | 47,000 | 93,000 | 133,000 | 181,000 |
| Noninterest expense | 226,000 | 462,000 | 708,000 | 1,016,000 |
| Provision for loan losses | 30,000 | 340,000 | 405,000 | 405,000 |
| Pretax income | 166,000 | 14,000 | 89,000 | 156,000 |
| Income tax | 50,000 | -7,000 | 4,000 | 6,000 |
| Net income | 116,000 | 21,000 | 85,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,376,000 | 4,280,000 | 4,345,000 | 4,411,000 |
| Total capital | 4,684,000 | 4,643,000 | 4,715,000 | 4,742,000 |
| Risk-weighted assets | 27,728,000 | 28,858,000 | 29,513,000 | 29,394,000 |