Call reports 2008
METCALF BANK — 2008
What METCALF BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 341,135,000 |
| Total loans | 184,771,000 |
| Allowance for loan losses | 2,282,000 |
| Securities available for sale | 51,911,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 235,222,000 |
| Interest-bearing deposits | 174,169,000 |
| Noninterest-bearing deposits | 61,053,000 |
| Equity capital | 77,927,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 4,241,000 |
| Interest expense | 1,222,000 |
| Net interest income | 3,019,000 |
| Noninterest income | 888,000 |
| Noninterest expense | 2,912,000 |
| Provision for loan losses | 119,000 |
| Pretax income | 876,000 |
| Income tax | 335,000 |
| Net income | 541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 21,175,000 |
| Total capital | 23,683,000 |
| Risk-weighted assets | 213,297,000 |