Call reports 2025
BYLINE BANK — 2025
What BYLINE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,566,291,000 | 9,700,910,000 | 9,791,356,000 | 9,630,743,000 |
| Total loans | 7,047,170,000 | 7,353,869,000 | 7,461,321,000 | 7,522,990,000 |
| Allowance for loan losses | 100,420,000 | 107,727,000 | 105,717,000 | 108,834,000 |
| Securities available for sale | 1,538,100,000 | 1,575,240,000 | 1,512,194,000 | 1,405,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 14,999,000 | 14,580,000 | 13,920,000 | 13,470,000 |
| Total deposits | 7,584,919,000 | 7,843,422,000 | 7,946,040,000 | 7,687,930,000 |
| Interest-bearing deposits | 5,837,709,000 | 6,037,250,000 | 5,895,328,000 | 5,828,555,000 |
| Noninterest-bearing deposits | 1,747,210,000 | 1,806,172,000 | 2,050,712,000 | 1,859,375,000 |
| Equity capital | 1,226,326,000 | 1,284,012,000 | 1,323,007,000 | 1,354,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 134,938,000 | 279,667,000 | 427,910,000 | 572,118,000 |
| Interest expense | 43,824,000 | 89,591,000 | 133,940,000 | 174,002,000 |
| Net interest income | 91,114,000 | 190,076,000 | 293,970,000 | 398,116,000 |
| Noninterest income | 14,114,000 | 29,578,000 | 45,455,000 | 60,345,000 |
| Noninterest expense | 56,068,000 | 115,495,000 | 174,445,000 | 233,796,000 |
| Provision for loan losses | 9,076,000 | 20,833,000 | 25,930,000 | 35,754,000 |
| Pretax income | 40,792,000 | 83,914,000 | 139,139,000 | 189,337,000 |
| Income tax | 10,074,000 | 19,993,000 | 34,071,000 | 47,326,000 |
| Net income | 30,718,000 | 63,921,000 | 105,068,000 | 142,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,103,514,000 | 1,145,202,000 | 1,174,071,000 | 1,199,591,000 |
| Total capital | 1,204,298,000 | 1,252,191,000 | 1,279,816,000 | 1,308,893,000 |
| Risk-weighted assets | 8,513,254,000 | 8,850,359,000 | 8,918,239,000 | 8,982,403,000 |