Call reports 2024
BYLINE BANK — 2024
What BYLINE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 9,397,231,000 | 9,619,064,000 | 9,408,402,000 | 9,477,985,000 |
| Total loans | 6,801,782,000 | 6,904,564,000 | 6,899,401,000 | 6,910,022,000 |
| Allowance for loan losses | 102,366,000 | 99,730,000 | 98,860,000 | 97,988,000 |
| Securities available for sale | 1,379,147,000 | 1,386,827,000 | 1,502,108,000 | 1,415,696,000 |
| Securities held to maturity | 1,156,000 | 606,000 | 605,000 | 605,000 |
| Trading assets | 22,124,000 | 22,126,000 | 14,417,000 | 17,865,000 |
| Total deposits | 7,378,707,000 | 7,376,694,000 | 7,533,256,000 | 7,495,784,000 |
| Interest-bearing deposits | 5,498,475,000 | 5,584,290,000 | 5,767,979,000 | 5,702,530,000 |
| Noninterest-bearing deposits | 1,880,232,000 | 1,792,404,000 | 1,765,277,000 | 1,793,254,000 |
| Equity capital | 1,129,228,000 | 1,147,445,000 | 1,203,840,000 | 1,191,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 138,031,000 | 279,487,000 | 425,714,000 | 565,015,000 |
| Interest expense | 49,353,000 | 101,114,000 | 156,841,000 | 204,813,000 |
| Net interest income | 88,678,000 | 178,373,000 | 268,873,000 | 360,202,000 |
| Noninterest income | 15,545,000 | 28,873,000 | 42,757,000 | 59,790,000 |
| Noninterest expense | 53,726,000 | 106,453,000 | 159,809,000 | 217,492,000 |
| Provision for loan losses | 6,891,000 | 13,769,000 | 21,366,000 | 28,286,000 |
| Pretax income | 44,246,000 | 88,107,000 | 132,048,000 | 175,882,000 |
| Income tax | 11,087,000 | 22,512,000 | 33,244,000 | 45,418,000 |
| Net income | 33,159,000 | 65,595,000 | 98,804,000 | 130,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,015,732,000 | 1,039,663,000 | 1,064,379,000 | 1,087,350,000 |
| Total capital | 1,113,131,000 | 1,135,095,000 | 1,159,446,000 | 1,181,699,000 |
| Risk-weighted assets | 8,418,624,000 | 8,495,768,000 | 8,389,622,000 | 8,400,557,000 |