Call reports 2023
BYLINE BANK — 2023
What BYLINE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,513,634,000 | 7,554,470,000 | 8,932,633,000 | 8,870,356,000 |
| Total loans | 5,543,711,000 | 5,596,512,000 | 6,620,602,000 | 6,702,311,000 |
| Allowance for loan losses | 90,465,000 | 92,665,000 | 105,696,000 | 101,686,000 |
| Securities available for sale | 1,164,387,000 | 1,125,700,000 | 1,239,929,000 | 1,342,480,000 |
| Securities held to maturity | 2,704,000 | 2,158,000 | 1,157,000 | 1,157,000 |
| Trading assets | 15,053,000 | 18,856,000 | 29,514,000 | 19,447,000 |
| Total deposits | 5,837,305,000 | 5,936,504,000 | 6,995,688,000 | 7,216,460,000 |
| Interest-bearing deposits | 3,860,607,000 | 4,123,343,000 | 4,993,835,000 | 5,271,123,000 |
| Noninterest-bearing deposits | 1,976,698,000 | 1,813,161,000 | 2,001,853,000 | 1,945,337,000 |
| Equity capital | 866,527,000 | 884,212,000 | 1,047,602,000 | 1,112,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 100,024,000 | 207,548,000 | 344,060,000 | 479,725,000 |
| Interest expense | 22,177,000 | 51,132,000 | 91,630,000 | 137,362,000 |
| Net interest income | 77,847,000 | 156,416,000 | 252,430,000 | 342,363,000 |
| Noninterest income | 14,400,000 | 28,413,000 | 41,659,000 | 55,275,000 |
| Noninterest expense | 47,654,000 | 95,818,000 | 152,533,000 | 205,668,000 |
| Provision for loan losses | 9,712,000 | 16,179,000 | 24,045,000 | 32,220,000 |
| Pretax income | 35,118,000 | 73,962,000 | 117,391,000 | 161,388,000 |
| Income tax | 9,046,000 | 19,194,000 | 30,490,000 | 41,909,000 |
| Net income | 26,072,000 | 54,768,000 | 86,901,000 | 119,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 797,744,000 | 823,001,000 | 968,833,000 | 993,375,000 |
| Total capital | 884,077,000 | 911,331,000 | 1,063,902,000 | 1,085,915,000 |
| Risk-weighted assets | 7,041,684,000 | 7,069,100,000 | 8,308,187,000 | 8,373,798,000 |