Call reports 2022
BYLINE BANK — 2022
What BYLINE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 6,822,968,000 | 7,118,206,000 | 7,262,888,000 | 7,347,241,000 |
| Total loans | 4,828,588,000 | 5,185,355,000 | 5,309,446,000 | 5,469,081,000 |
| Allowance for loan losses | 59,458,000 | 62,436,000 | 64,655,000 | 81,924,000 |
| Securities available for sale | 1,369,368,000 | 1,273,138,000 | 1,181,654,000 | 1,174,431,000 |
| Securities held to maturity | 3,882,000 | 3,880,000 | 3,877,000 | 2,705,000 |
| Trading assets | 7,331,000 | 10,296,000 | 18,881,000 | 18,093,000 |
| Total deposits | 5,569,620,000 | 5,418,860,000 | 5,639,263,000 | 5,720,396,000 |
| Interest-bearing deposits | 3,248,490,000 | 3,207,450,000 | 3,470,273,000 | 3,556,476,000 |
| Noninterest-bearing deposits | 2,321,130,000 | 2,211,410,000 | 2,168,990,000 | 2,163,920,000 |
| Equity capital | 849,099,000 | 831,728,000 | 817,939,000 | 835,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 61,818,000 | 128,364,000 | 208,267,000 | 301,697,000 |
| Interest expense | 1,472,000 | 4,688,000 | 13,881,000 | 29,080,000 |
| Net interest income | 60,346,000 | 123,676,000 | 194,386,000 | 272,617,000 |
| Noninterest income | 19,426,000 | 34,366,000 | 46,778,000 | 56,983,000 |
| Noninterest expense | 43,820,000 | 87,180,000 | 132,339,000 | 180,157,000 |
| Provision for loan losses | 4,995,000 | 10,903,000 | 15,079,000 | 22,674,000 |
| Pretax income | 30,922,000 | 59,279,000 | 92,483,000 | 125,011,000 |
| Income tax | 6,900,000 | 13,308,000 | 21,863,000 | 29,362,000 |
| Net income | 24,022,000 | 45,971,000 | 70,620,000 | 95,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 717,692,000 | 737,298,000 | 758,517,000 | 778,128,000 |
| Total capital | 779,152,000 | 801,925,000 | 825,499,000 | 852,047,000 |
| Risk-weighted assets | 6,080,338,000 | 6,499,923,000 | 6,685,252,000 | 6,906,334,000 |