Call reports 2021
BYLINE BANK — 2021
What BYLINE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,742,578,000 | 6,531,038,000 | 6,694,301,000 | 6,685,442,000 |
| Total loans | 4,483,204,000 | 4,494,503,000 | 4,657,600,000 | 4,601,588,000 |
| Allowance for loan losses | 65,590,000 | 61,719,000 | 60,598,000 | 55,012,000 |
| Securities available for sale | 1,675,907,000 | 1,495,789,000 | 1,427,605,000 | 1,454,542,000 |
| Securities held to maturity | 3,892,000 | 3,890,000 | 3,887,000 | 3,885,000 |
| Trading assets | 11,957,000 | 12,785,000 | 11,664,000 | 9,235,000 |
| Total deposits | 5,100,406,000 | 5,155,934,000 | 5,214,487,000 | 5,212,661,000 |
| Interest-bearing deposits | 3,008,897,000 | 3,002,740,000 | 3,040,529,000 | 2,996,627,000 |
| Noninterest-bearing deposits | 2,091,509,000 | 2,153,194,000 | 2,173,958,000 | 2,216,034,000 |
| Equity capital | 821,049,000 | 854,703,000 | 868,934,000 | 877,899,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 60,159,000 | 121,470,000 | 184,242,000 | 248,926,000 |
| Interest expense | 1,914,000 | 3,444,000 | 4,770,000 | 6,126,000 |
| Net interest income | 58,245,000 | 118,026,000 | 179,472,000 | 242,800,000 |
| Noninterest income | 14,098,000 | 34,405,000 | 53,331,000 | 72,345,000 |
| Noninterest expense | 38,019,000 | 80,193,000 | 124,192,000 | 182,623,000 |
| Provision for loan losses | 4,367,000 | 2,398,000 | 2,750,000 | 1,457,000 |
| Pretax income | 31,213,000 | 71,477,000 | 107,353,000 | 132,328,000 |
| Income tax | 7,900,000 | 18,112,000 | 27,146,000 | 33,449,000 |
| Net income | 23,313,000 | 53,365,000 | 80,207,000 | 98,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 639,805,000 | 664,095,000 | 685,739,000 | 697,064,000 |
| Total capital | 701,759,000 | 727,418,000 | 747,862,000 | 753,480,000 |
| Risk-weighted assets | 4,950,934,000 | 5,113,739,000 | 5,539,706,000 | 5,630,873,000 |