Call reports 2019
BYLINE BANK — 2019
What BYLINE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,006,755,000 | 5,386,319,000 | 5,432,970,000 | 5,516,486,000 |
| Total loans | 3,568,076,000 | 3,881,621,000 | 3,838,266,000 | 3,797,393,000 |
| Allowance for loan losses | 27,106,000 | 31,132,000 | 31,585,000 | 31,936,000 |
| Securities available for sale | 964,553,000 | 969,029,000 | 1,031,933,000 | 1,186,292,000 |
| Securities held to maturity | 4,425,000 | 4,421,000 | 4,417,000 | 4,412,000 |
| Trading assets | 5,628,000 | 7,720,000 | 10,288,000 | 7,960,000 |
| Total deposits | 3,828,139,000 | 4,066,543,000 | 4,088,250,000 | 4,160,946,000 |
| Interest-bearing deposits | 2,619,458,000 | 2,819,868,000 | 2,858,883,000 | 2,867,936,000 |
| Noninterest-bearing deposits | 1,208,681,000 | 1,246,675,000 | 1,229,367,000 | 1,293,010,000 |
| Equity capital | 683,330,000 | 744,491,000 | 760,218,000 | 769,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 61,110,000 | 127,870,000 | 198,899,000 | 264,814,000 |
| Interest expense | 10,242,000 | 21,787,000 | 34,239,000 | 45,543,000 |
| Net interest income | 50,868,000 | 106,083,000 | 164,660,000 | 219,271,000 |
| Noninterest income | 11,329,000 | 23,882,000 | 38,582,000 | 52,941,000 |
| Noninterest expense | 40,264,000 | 82,965,000 | 127,787,000 | 172,023,000 |
| Provision for loan losses | 3,999,000 | 10,390,000 | 16,321,000 | 20,708,000 |
| Pretax income | 18,433,000 | 38,633,000 | 61,320,000 | 82,048,000 |
| Income tax | 5,087,000 | 10,695,000 | 17,014,000 | 21,616,000 |
| Net income | 13,346,000 | 27,938,000 | 44,306,000 | 60,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 512,261,000 | 547,685,000 | 561,953,000 | 569,589,000 |
| Total capital | 540,451,000 | 580,084,000 | 594,855,000 | 602,685,000 |
| Risk-weighted assets | 3,988,017,000 | 4,345,586,000 | 4,334,499,000 | 4,344,546,000 |