Call reports 2018
BYLINE BANK — 2018
What BYLINE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,460,329,000 | 4,798,088,000 | 4,915,300,000 | 4,939,902,000 |
| Total loans | 2,288,637,000 | 3,354,515,000 | 3,464,539,000 | 3,521,454,000 |
| Allowance for loan losses | 17,640,000 | 19,687,000 | 23,424,000 | 25,201,000 |
| Securities available for sale | 626,057,000 | 757,825,000 | 795,408,000 | 817,656,000 |
| Securities held to maturity | 112,266,000 | 106,613,000 | 102,683,000 | 99,266,000 |
| Trading assets | 1,453,000 | 2,825,000 | 2,737,000 | 4,041,000 |
| Total deposits | 2,563,949,000 | 3,663,539,000 | 3,758,673,000 | 3,768,158,000 |
| Interest-bearing deposits | 1,774,655,000 | 2,451,837,000 | 2,565,562,000 | 2,557,060,000 |
| Noninterest-bearing deposits | 789,294,000 | 1,211,702,000 | 1,193,111,000 | 1,211,098,000 |
| Equity capital | 449,424,000 | 633,597,000 | 646,575,000 | 667,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 38,142,000 | 82,982,000 | 144,056,000 | 206,950,000 |
| Interest expense | 3,883,000 | 9,019,000 | 16,746,000 | 25,629,000 |
| Net interest income | 34,259,000 | 73,963,000 | 127,310,000 | 181,321,000 |
| Noninterest income | 11,738,000 | 25,674,000 | 37,203,000 | 51,642,000 |
| Noninterest expense | 31,831,000 | 75,333,000 | 113,186,000 | 152,961,000 |
| Provision for loan losses | 5,115,000 | 9,071,000 | 14,913,000 | 18,795,000 |
| Pretax income | 9,051,000 | 15,237,000 | 36,418,000 | 61,371,000 |
| Income tax | 1,589,000 | 3,309,000 | 9,057,000 | 15,797,000 |
| Net income | 7,462,000 | 11,928,000 | 27,361,000 | 45,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 352,867,000 | 453,118,000 | 478,018,000 | 501,695,000 |
| Total capital | 372,266,000 | 474,663,000 | 503,887,000 | 528,965,000 |
| Risk-weighted assets | 2,595,227,000 | 3,852,721,000 | 3,945,251,000 | 3,943,818,000 |