Call reports 2017
BYLINE BANK — 2017
What BYLINE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 3,284,554,000 | 3,278,580,000 | 3,304,285,000 | 3,364,974,000 |
| Total loans | 2,167,026,000 | 2,156,225,000 | 2,218,586,000 | 2,282,704,000 |
| Allowance for loan losses | 11,817,000 | 13,969,000 | 15,980,000 | 16,706,000 |
| Securities available for sale | 590,507,000 | 591,933,000 | 584,684,000 | 583,236,000 |
| Securities held to maturity | 132,897,000 | 127,397,000 | 121,453,000 | 117,163,000 |
| Trading assets | 727,000 | 649,000 | 648,000 | 951,000 |
| Total deposits | 2,583,754,000 | 2,546,564,000 | 2,564,520,000 | 2,482,955,000 |
| Interest-bearing deposits | 1,843,572,000 | 1,758,962,000 | 1,767,266,000 | 1,682,442,000 |
| Noninterest-bearing deposits | 740,182,000 | 787,602,000 | 797,254,000 | 800,513,000 |
| Equity capital | 426,806,000 | 433,409,000 | 445,222,000 | 445,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 32,504,000 | 65,851,000 | 100,928,000 | 136,803,000 |
| Interest expense | 2,152,000 | 4,873,000 | 7,859,000 | 11,108,000 |
| Net interest income | 30,352,000 | 60,978,000 | 93,069,000 | 125,695,000 |
| Noninterest income | 13,329,000 | 26,741,000 | 38,732,000 | 52,011,000 |
| Noninterest expense | 29,877,000 | 59,353,000 | 90,197,000 | 119,682,000 |
| Provision for loan losses | 1,891,000 | 5,406,000 | 9,306,000 | 12,653,000 |
| Pretax income | 11,913,000 | 22,960,000 | 32,298,000 | 45,371,000 |
| Income tax | 4,762,000 | 9,179,000 | 8,348,000 | 20,265,000 |
| Net income | 7,151,000 | 13,781,000 | 23,950,000 | 25,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 317,541,000 | 328,157,000 | 338,524,000 | 349,661,000 |
| Total capital | 330,589,000 | 343,334,000 | 356,132,000 | 367,972,000 |
| Risk-weighted assets | 2,381,681,000 | 2,396,532,000 | 2,490,351,000 | 2,577,348,000 |