Call reports 2016
BYLINE BANK — 2016
What BYLINE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,561,081,000 | 2,649,207,000 | 2,747,929,000 | 3,296,570,000 |
| Total loans | 1,503,709,000 | 1,605,696,000 | 1,718,787,000 | 2,171,987,000 |
| Allowance for loan losses | 7,903,000 | 6,490,000 | 6,501,000 | 10,923,000 |
| Securities available for sale | 642,253,000 | 627,030,000 | 628,619,000 | 608,560,000 |
| Securities held to maturity | 155,592,000 | 150,892,000 | 147,441,000 | 138,846,000 |
| Trading assets | 0 | 560,000 | 717,000 | 598,000 |
| Total deposits | 2,251,357,000 | 2,147,826,000 | 2,260,039,000 | 2,501,681,000 |
| Interest-bearing deposits | 1,614,698,000 | 1,499,460,000 | 1,569,019,000 | 1,765,937,000 |
| Noninterest-bearing deposits | 636,659,000 | 648,366,000 | 691,020,000 | 735,744,000 |
| Equity capital | 253,223,000 | 258,449,000 | 259,343,000 | 419,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,913,000 | 44,998,000 | 67,686,000 | 98,496,000 |
| Interest expense | 1,231,000 | 2,389,000 | 3,654,000 | 5,284,000 |
| Net interest income | 21,682,000 | 42,609,000 | 64,032,000 | 93,212,000 |
| Noninterest income | 3,727,000 | 8,223,000 | 12,632,000 | 23,523,000 |
| Noninterest expense | 24,867,000 | 47,499,000 | 70,328,000 | 101,285,000 |
| Provision for loan losses | 2,513,000 | 3,665,000 | 5,348,000 | 10,352,000 |
| Pretax income | -1,048,000 | 2,097,000 | 4,162,000 | 8,268,000 |
| Income tax | -234,000 | -225,000 | -216,000 | -61,449,000 |
| Net income | -814,000 | 2,322,000 | 4,378,000 | 69,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,402,000 | 215,163,000 | 217,857,000 | 313,475,000 |
| Total capital | 219,863,000 | 222,281,000 | 225,061,000 | 325,466,000 |
| Risk-weighted assets | 1,669,056,000 | 1,784,857,000 | 1,904,740,000 | 2,390,838,000 |