Call reports 2014
BYLINE BANK — 2014
What BYLINE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,421,116,000 | 2,403,222,000 | 2,453,614,000 | 2,376,449,000 |
| Total loans | 1,167,219,000 | 1,159,870,000 | 1,169,040,000 | 1,285,319,000 |
| Allowance for loan losses | 2,023,000 | 3,550,000 | 4,417,000 | 4,793,000 |
| Securities available for sale | 570,676,000 | 553,078,000 | 650,491,000 | 680,960,000 |
| Securities held to maturity | 0 | 0 | 1,868,000 | 8,413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,173,219,000 | 2,145,198,000 | 2,197,001,000 | 2,106,327,000 |
| Interest-bearing deposits | 1,567,675,000 | 1,535,347,000 | 1,597,276,000 | 1,497,155,000 |
| Noninterest-bearing deposits | 605,544,000 | 609,852,000 | 599,725,000 | 609,171,000 |
| Equity capital | 226,079,000 | 230,304,000 | 229,139,000 | 231,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 21,647,000 | 43,708,000 | 66,664,000 | 89,641,000 |
| Interest expense | 646,000 | 1,372,000 | 2,205,000 | 3,041,000 |
| Net interest income | 21,001,000 | 42,336,000 | 64,459,000 | 86,600,000 |
| Noninterest income | 5,803,000 | 13,423,000 | 20,978,000 | 29,070,000 |
| Noninterest expense | 28,709,000 | 55,321,000 | 83,017,000 | 110,880,000 |
| Provision for loan losses | 1,300,000 | 3,007,000 | 4,992,000 | 5,711,000 |
| Pretax income | -2,793,000 | -907,000 | -959,000 | 1,618,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -2,793,000 | -907,000 | -959,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 177,619,000 | 180,225,000 | 180,915,000 | 179,777,000 |
| Total capital | 179,855,000 | 184,024,000 | 185,600,000 | 184,963,000 |
| Risk-weighted assets | 1,306,987,000 | 1,277,353,000 | 1,344,554,000 | 1,436,279,000 |