Call reports 2011
BYLINE BANK — 2011
What BYLINE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,003,909,000 | 941,690,000 | 963,240,000 | 952,097,000 |
| Total loans | 806,203,000 | 776,661,000 | 752,352,000 | 722,186,000 |
| Allowance for loan losses | 35,433,000 | 28,174,000 | 33,181,000 | 31,151,000 |
| Securities available for sale | 3,581,000 | 3,619,000 | 3,634,000 | 8,941,000 |
| Securities held to maturity | 24,801,000 | 24,098,000 | 23,915,000 | 22,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 893,814,000 | 849,305,000 | 867,073,000 | 858,006,000 |
| Interest-bearing deposits | 660,389,000 | 614,893,000 | 627,680,000 | 599,618,000 |
| Noninterest-bearing deposits | 233,425,000 | 234,411,000 | 239,393,000 | 258,389,000 |
| Equity capital | 85,367,000 | 86,877,000 | 81,981,000 | 80,269,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,718,000 | 22,768,000 | 33,695,000 | 43,763,000 |
| Interest expense | 1,313,000 | 2,399,000 | 3,419,000 | 4,379,000 |
| Net interest income | 10,405,000 | 20,369,000 | 30,276,000 | 39,384,000 |
| Noninterest income | -4,263,000 | -1,954,000 | -321,000 | 691,000 |
| Noninterest expense | 12,065,000 | 21,968,000 | 31,510,000 | 41,069,000 |
| Provision for loan losses | 26,179,000 | 26,318,000 | 35,198,000 | 38,598,000 |
| Pretax income | -32,090,000 | -29,851,000 | -36,732,000 | -39,569,000 |
| Income tax | -11,316,000 | -10,530,000 | -12,475,000 | -13,583,000 |
| Net income | -20,774,000 | -19,321,000 | -24,257,000 | -25,986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,129,000 | 58,410,000 | 52,310,000 | 49,493,000 |
| Total capital | 65,300,000 | 67,406,000 | 61,094,000 | 58,003,000 |
| Risk-weighted assets | 696,130,000 | 687,808,000 | 665,350,000 | 642,950,000 |