Call reports 2010
BYLINE BANK — 2010
What BYLINE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 506,536,000 | 489,996,000 | 501,524,000 | 499,064,000 |
| Total loans | 386,616,000 | 383,684,000 | 376,954,000 | 375,180,000 |
| Allowance for loan losses | 7,741,000 | 6,769,000 | 7,388,000 | 6,791,000 |
| Securities available for sale | 10,625,000 | 10,064,000 | 750,000 | 729,000 |
| Securities held to maturity | 50,405,000 | 30,421,000 | 21,111,000 | 19,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,050,000 | 440,051,000 | 447,544,000 | 447,784,000 |
| Interest-bearing deposits | 264,986,000 | 272,832,000 | 295,099,000 | 288,193,000 |
| Noninterest-bearing deposits | 160,064,000 | 167,219,000 | 152,445,000 | 159,590,000 |
| Equity capital | 46,033,000 | 47,279,000 | 48,426,000 | 48,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,699,000 | 13,407,000 | 19,736,000 | 25,686,000 |
| Interest expense | 737,000 | 1,379,000 | 1,959,000 | 2,442,000 |
| Net interest income | 5,962,000 | 12,028,000 | 17,777,000 | 23,244,000 |
| Noninterest income | 1,412,000 | 3,271,000 | 4,895,000 | 6,881,000 |
| Noninterest expense | 4,471,000 | 8,918,000 | 13,135,000 | 17,503,000 |
| Provision for loan losses | 5,200,000 | 6,550,000 | 7,900,000 | 10,413,000 |
| Pretax income | -2,291,000 | -139,000 | 1,477,000 | 2,052,000 |
| Income tax | -932,000 | -356,000 | 92,000 | 314,000 |
| Net income | -1,359,000 | 217,000 | 1,385,000 | 1,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,492,000 | 47,068,000 | 48,236,000 | 48,590,000 |
| Total capital | 50,916,000 | 51,916,000 | 52,890,000 | 53,287,000 |
| Risk-weighted assets | 398,845,000 | 389,493,000 | 369,585,000 | 363,067,000 |