Call reports 2006
BYLINE BANK — 2006
What BYLINE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 475,324,000 | 486,169,000 | 513,081,000 | 531,446,000 |
| Total loans | 342,471,000 | 338,575,000 | 353,715,000 | 364,231,000 |
| Allowance for loan losses | 4,950,000 | 4,953,000 | 5,014,000 | 5,095,000 |
| Securities available for sale | 418,000 | 413,000 | 423,000 | 424,000 |
| Securities held to maturity | 87,274,000 | 86,707,000 | 86,677,000 | 86,680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,698,000 | 421,297,000 | 445,850,000 | 476,419,000 |
| Interest-bearing deposits | 284,717,000 | 290,370,000 | 315,300,000 | 347,484,000 |
| Noninterest-bearing deposits | 127,981,000 | 130,927,000 | 130,550,000 | 128,934,000 |
| Equity capital | 43,883,000 | 45,970,000 | 47,566,000 | 50,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,385,000 | 17,253,000 | 26,360,000 | 36,575,000 |
| Interest expense | 2,244,000 | 4,786,000 | 7,772,000 | 11,054,000 |
| Net interest income | 6,141,000 | 12,467,000 | 18,588,000 | 25,521,000 |
| Noninterest income | 1,871,000 | 3,880,000 | 5,907,000 | 7,859,000 |
| Noninterest expense | 4,911,000 | 9,907,000 | 14,720,000 | 19,615,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 3,026,000 | 6,292,000 | 9,552,000 | 13,467,000 |
| Income tax | 1,079,000 | 2,254,000 | 3,425,000 | 4,867,000 |
| Net income | 1,947,000 | 4,038,000 | 6,127,000 | 8,600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,874,000 | 45,970,000 | 47,564,000 | 50,038,000 |
| Total capital | 48,491,000 | 50,230,000 | 52,437,000 | 55,058,000 |
| Risk-weighted assets | 369,058,000 | 340,061,000 | 389,706,000 | 401,546,000 |