Call reports 2002
BYLINE BANK — 2002
What BYLINE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 286,156,000 | 292,200,000 | 317,416,000 | 324,428,000 |
| Total loans | 195,817,000 | 204,776,000 | 218,605,000 | 229,257,000 |
| Allowance for loan losses | 3,046,000 | 3,167,000 | 3,377,000 | 3,558,000 |
| Securities available for sale | 10,679,000 | 11,082,000 | 18,650,000 | 12,691,000 |
| Securities held to maturity | 58,279,000 | 53,375,000 | 53,652,000 | 56,456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,578,000 | 270,290,000 | 283,394,000 | 291,216,000 |
| Interest-bearing deposits | 170,387,000 | 175,064,000 | 181,948,000 | 192,395,000 |
| Noninterest-bearing deposits | 89,191,000 | 95,226,000 | 101,446,000 | 98,821,000 |
| Equity capital | 21,626,000 | 18,411,000 | 19,646,000 | 19,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,781,000 | 10,167,000 | 15,614,000 | 21,029,000 |
| Interest expense | 845,000 | 1,660,000 | 2,526,000 | 3,336,000 |
| Net interest income | 3,936,000 | 8,507,000 | 13,088,000 | 17,693,000 |
| Noninterest income | 1,938,000 | 4,107,000 | 6,339,000 | 8,665,000 |
| Noninterest expense | 3,752,000 | 8,084,000 | 12,233,000 | 16,275,000 |
| Provision for loan losses | 195,000 | 400,000 | 625,000 | 850,000 |
| Pretax income | 1,927,000 | 4,130,000 | 6,569,000 | 9,233,000 |
| Income tax | 544,000 | 1,191,000 | 1,918,000 | 2,723,000 |
| Net income | 1,383,000 | 2,939,000 | 4,651,000 | 6,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,643,000 | 18,199,000 | 19,411,000 | 19,270,000 |
| Total capital | 23,983,000 | 20,639,000 | 22,003,000 | 22,025,000 |
| Risk-weighted assets | 186,473,000 | 194,505,000 | 206,573,000 | 219,613,000 |