Call reports 2001
BYLINE BANK — 2001
What BYLINE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 258,546,000 | 266,322,000 | 269,646,000 | 280,377,000 |
| Total loans | 161,924,000 | 176,727,000 | 170,342,000 | 178,544,000 |
| Allowance for loan losses | 2,589,000 | 2,720,000 | 2,778,000 | 2,865,000 |
| Securities available for sale | 0 | 0 | 0 | 7,971,000 |
| Securities held to maturity | 56,035,000 | 64,318,000 | 64,561,000 | 59,102,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,962,000 | 244,206,000 | 246,179,000 | 257,824,000 |
| Interest-bearing deposits | 210,833,000 | 162,621,000 | 162,479,000 | 168,613,000 |
| Noninterest-bearing deposits | 27,129,000 | 81,586,000 | 83,700,000 | 89,211,000 |
| Equity capital | 18,409,000 | 19,615,000 | 20,807,000 | 20,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,704,000 | 9,700,000 | 14,615,000 | 19,476,000 |
| Interest expense | 1,604,000 | 3,063,000 | 4,400,000 | 5,380,000 |
| Net interest income | 3,100,000 | 6,637,000 | 10,215,000 | 14,096,000 |
| Noninterest income | 1,620,000 | 3,408,000 | 5,299,000 | 7,224,000 |
| Noninterest expense | 2,942,000 | 6,417,000 | 10,061,000 | 14,086,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,628,000 | 3,328,000 | 5,003,000 | 6,634,000 |
| Income tax | 456,000 | 922,000 | 1,375,000 | 1,815,000 |
| Net income | 1,172,000 | 2,406,000 | 3,628,000 | 4,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,114,000 | 19,348,000 | 20,570,000 | 20,260,000 |
| Total capital | 20,375,000 | 21,472,000 | 22,666,000 | 22,445,000 |
| Risk-weighted assets | 180,520,000 | 169,304,000 | 167,017,000 | 174,117,000 |