Call reports 2026
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2026
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 62,682,000 | 65,640,000 |
| Total loans | 45,671,000 | 46,323,000 |
| Allowance for loan losses | 547,000 | 560,000 |
| Securities available for sale | 4,988,000 | 5,412,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 48,455,000 | 51,133,000 |
| Interest-bearing deposits | 44,973,000 | 47,710,000 |
| Noninterest-bearing deposits | 3,482,000 | 3,423,000 |
| Equity capital | 12,161,000 | 12,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 756,000 | 1,531,000 |
| Interest expense | 202,000 | 399,000 |
| Net interest income | 554,000 | 1,132,000 |
| Noninterest income | 8,000 | 18,000 |
| Noninterest expense | 364,000 | 727,000 |
| Provision for loan losses | -17,000 | -4,000 |
| Pretax income | 215,000 | 427,000 |
| Income tax | 19,000 | 37,000 |
| Net income | 196,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 12,296,000 | 12,490,000 |