Call reports 2024
VERSAILLES SAVINGS AND LOAN COMPANY, THE — 2024
What VERSAILLES SAVINGS AND LOAN COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 56,565,000 | 56,814,000 | 59,275,000 | 61,437,000 |
| Total loans | 42,365,000 | 43,215,000 | 43,819,000 | 44,465,000 |
| Allowance for loan losses | 465,000 | 516,000 | 520,000 | 492,000 |
| Securities available for sale | 5,032,000 | 4,493,000 | 4,312,000 | 3,947,000 |
| Securities held to maturity | 17,000 | 14,000 | 13,000 | 13,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,249,000 | 41,314,000 | 43,374,000 | 45,729,000 |
| Interest-bearing deposits | 38,523,000 | 37,607,000 | 40,610,000 | 42,753,000 |
| Noninterest-bearing deposits | 2,726,000 | 3,707,000 | 2,764,000 | 2,976,000 |
| Equity capital | 11,604,000 | 11,684,000 | 11,952,000 | 11,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,269,000 | 1,955,000 | 2,673,000 |
| Interest expense | 143,000 | 294,000 | 480,000 | 688,000 |
| Net interest income | 485,000 | 975,000 | 1,475,000 | 1,985,000 |
| Noninterest income | 7,000 | 16,000 | 24,000 | 33,000 |
| Noninterest expense | 549,000 | 916,000 | 1,209,000 | 1,569,000 |
| Provision for loan losses | 0 | 51,000 | 55,000 | 27,000 |
| Pretax income | -57,000 | 24,000 | 235,000 | 422,000 |
| Income tax | 15,000 | 32,000 | 76,000 | 115,000 |
| Net income | -72,000 | -8,000 | 159,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,890,000 | 11,954,000 | 12,121,000 | 11,969,000 |